What is a Tradeline? How Does it Work?
A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report. Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline.
We offer Seasoned Authorized User tradelines, with perfect payment history, low utilization (under 30% unless otherwise noted) and perfect payment history. We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. FICO® digests this newly added credit and recalculates your score with drastic improvements
$45 per Inquiry Removal
Disclaimer: We will not remove an inquiry if you indeed have established an account that is active on your credit report unless approved by you. If an inquiry on your credit is removed and the account is posted on your report it may result in the account to be closed by the financial institution.
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